Loan Ageing Report

Turn due-date and DPD data into ageing buckets, risk flags and a management summary.

Intermediate · 35–50 min

Objectives

Project dataset

RowA: Loan IDB: BranchC: Due DateD: POSE: DPDF: Status
2LN1001Mumbai2026-03-101250000Active
3LN1002Pune2026-02-159800045PNPA
4LN1003Nashik2026-01-2015200091NPA
5LN1004Mumbai2026-03-227400018Active
6LN1005Pune2025-12-189100067PNPA
7LN1006Nashik2025-11-04184000120NPA

Guided checkpoints

  1. Understand ageing data

    Identify Loan ID, Due Date, POS, DPD and Status in the dataset.

    Understand the fields used in ageing reports.

  2. Create DPD buckets

    Create 0–30, 31–60, 61–90 and 91+ buckets.

    Group loans by delinquency age.

  3. Flag high-risk loans

    Create a risk flag that marks 91+ DPD loans for management review.

    Turn ageing into an exception indicator.

  4. Summarize POS

    Create a summary of outstanding POS by ageing bucket.

    Connect risk categories to exposure.

  5. Management review

    Identify the bucket that should receive the strongest attention in this sample.

    Prioritize risk.

Download sample project .xlsx · All portfolio projects

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